Key insights and market outlook
PT Federal International Finance (FIF Group), a subsidiary of PT Astra International Tbk (ASII), has reached Rp1.62 trillion in sustainable financing from January 2024 to October 2025. The financing is distributed through three business lines: FIFASTRA for green financing, SPEKTRA for electric bikes and solar panels, and FINATRA for social financing. Electric motorcycle financing grew 344% compared to 2024, showing increasing public interest in low-emission vehicles. The funding partly comes from ESG-linked loans totaling US$110 million (approximately Rp1.82 trillion).
PT Federal International Finance (FIF Group), a subsidiary of PT Astra International Tbk (ASII), has successfully achieved Rp1.62 trillion in sustainable financing between January 2024 and October 2025. This substantial figure underscores the company's commitment to environmentally friendly and socially responsible financial practices.
FIF Group's sustainable financing is channeled through three distinct business lines:
The company reported a significant increase in electric motorcycle financing, with a 344% growth compared to the same period in 2024. This surge reflects the growing public interest in low-emission vehicles and FIF Group's successful efforts to promote sustainable transportation solutions.
FIF Group has secured US$110 million (approximately Rp1.82 trillion) in ESG-linked loans, which have been instrumental in funding these sustainable financing initiatives. The company received US$60 million in April 2025 and an additional US$50 million in September 2025, demonstrating strong investor confidence in its sustainable business practices.
FIF Group's achievement in sustainable financing highlights the growing importance of environmental, social, and governance considerations in Indonesia's financial sector. As the demand for eco-friendly products and sustainable financing options continues to rise, FIF Group is well-positioned to lead the way in promoting green finance initiatives in Indonesia.
Sustainable Financing Milestone
ESG Loan Issuance
Electric Vehicle Financing Growth