Fuji Finance Targets Robust Financing Growth in 2025

Strategic Focus on Risk Management and Sustainable Financing

PT Fuji Finance Indonesia Tbk (FUJI) is optimistic about achieving 15-20% financing growth in 2025, driven by a strategic focus on strengthened risk management and sustainable financing portfolio expansion ¹

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Source 2

https://keuangan.kontan.co.id/news/jelang-akhir-tahun-2025-fuji-finance-optimistis-pembiayaan-tumbuh-hingga-20

. The company's management, led by CEO Anita Marta, emphasizes a disciplined approach to risk management and strict financing selection as key factors in achieving this target.

Business Expansion through Productive Financing

FUJI is concentrating on productive financing, investment, and working capital to drive growth. The company is also exploring new financing opportunities in renewable energy projects and electric vehicles with their supporting infrastructure. This expansion into sustainable financing areas is being conducted with caution, including comprehensive assessments of project feasibility, technology risks, and potential environmental impacts.

Strong Financial Performance in 2025

As of September 30, 2025, FUJI reported a 43.66% increase in net profit to Rp6.35 billion, compared to Rp4.42 billion in the same period last year. This growth was supported by total financing reaching Rp80.57 billion. The company's revenue also saw a significant rise of 44.43% to Rp11.93 billion, driven by financing income of Rp8.9 billion, interest income of Rp2.15 billion, and other net income of Rp861.28 million.

Balance Sheet Strength

FUJI maintains a robust financial position with total assets reaching Rp187.57 billion, representing a 6.26% growth from Rp176.52 billion at the end of 2024. The company's equity stands at Rp178.92 billion, significantly higher than its liabilities of Rp8.65 billion. Notably, FUJI has substantial cash reserves amounting to Rp105.32 billion, marking a 26.92% increase from Rp82.98 billion at the end of 2024.

Outlook and Strategy

The positive financial performance and strategic focus on risk management and sustainable financing position FUJI well for achieving its growth targets. The company's cautious yet proactive approach to expanding into new financing areas while maintaining strict risk controls is expected to support continued growth and sustainability in the coming years.