Gadai Mas Nusantara Prepares for Increasing Pergadaian Competition

Enhancing Service Quality and Human Resources

PT Gadai Mas Nusantara is taking proactive steps to address the anticipated increase in competition within the pergadaian industry in 2026. The company's strategy involves improving service quality, enhancing human resources capabilities, and leveraging technology to support its operations. By focusing on these key areas, Gadai Mas Nusantara aims to maintain its competitive edge and retain customer trust.

Expanding Business Network and Strengthening Foundation

In line with its growth strategy, Gadai Mas Nusantara plans to expand its business network and strengthen its foundation in 2026. The company will prioritize liquidity availability to support its future growth plans while ensuring that its capital structure aligns with regulatory requirements. Additionally, Gadai Mas Nusantara will explore alternative funding options to support sustainable business growth.

Adapting to Evolving Customer Needs

The company recognizes the importance of adapting to changing customer needs. As such, it will focus on innovating its products and services while ensuring that these developments are carefully managed to balance innovation, risk management, and regulatory compliance. This approach will enable Gadai Mas Nusantara to achieve sustainable growth and provide added value to its customers.

Industry Outlook and Growth Factors

Despite the anticipated increase in competition, Gadai Mas Nusantara remains optimistic about the industry's growth prospects. The company believes that the pergadaian industry will continue to play a vital role in providing short-term liquidity solutions to the community. The key factors influencing the industry's growth in 2026 are expected to be consumer purchasing power and gold price movements. Furthermore, improved financial literacy and technology adoption are seen as supportive factors for the industry's sustainability.

Current Performance

As of now, Gadai Mas Nusantara has disbursed approximately Rp2 trillion in financing, representing a 30% increase compared to the end of the previous year. This growth is attributed to the rise in gold prices and the expansion of its customer base.