Key insights and market outlook
GoPay has seen tens of thousands of weekly transactions through Bank Indonesia's new QRIS Tap feature, supporting the central bank's digital payment initiatives. Launched in March 2025, QRIS Tap uses Near Field Communication (NFC) technology, allowing users to make payments by tapping their phones on QRIS readers. GoPay has integrated this feature into its platform, particularly for public transportation payments, with plans to expand to other sectors.
GoPay has reported significant traction with Bank Indonesia's QRIS Tap feature, recording tens of thousands of transactions weekly. This NFC-based payment technology, launched by BI in March 2025, allows users to make payments by simply tapping their phones on compatible QRIS readers. The feature has been integrated into the GoPay application, particularly for public transportation services, as part of BI's broader initiative to enhance digital payment infrastructure in Indonesia.
QRIS Tap represents a significant advancement in digital payments by eliminating the need to scan QR codes. Users can make seamless transactions by opening their GoPay app, selecting QRIS, and tapping their NFC-enabled phones on payment terminals. This technology is currently available for major transportation services in Jabodetabek, including KRL Commuter Line, LRT Jakarta, LRT Jabodebek, MRT Jakarta, and TransJakarta. The feature is also being expanded to other sectors such as parking, retail, and micro, small, and medium enterprises (UMKM).
Sudhanshu Raheja, President Director of GoTo Financial, emphasized GoPay's commitment to supporting BI's vision for digital payment transformation as outlined in the Blueprint Sistem Pembayaran Indonesia (BSPI) 2030. The company is working closely with BI to promote the adoption of QRIS Tap, with current promotional offers including 100% cashback (up to 14,000 GoPay Coins) for transportation payments made through the feature.
The introduction of QRIS Tap has received positive feedback from users, particularly younger demographics who appreciate the convenience of tap-based payments. As of now, GoPay processes tens of thousands of QRIS Tap transactions weekly, demonstrating strong user adoption. The company plans to continue enhancing its digital payment offerings to support BI's goals for a more cashless economy.
QRIS Tap Launch
Digital Payment Adoption Growth
Transportation Payment Integration