Indonesia Gadai Oke Expands Products and Collateral in 2026

Prioritizing Caution and Measurable Risk

PT Indonesia Gadai Oke is set to expand its product offerings and types of collateral in 2026, with a focus on electronic gadgets, vehicles, warehouse goods, and gold. This strategic move prioritizes caution in financing due to the measurable risk, high liquidity, and stable demand associated with these assets.

Financing Distribution Growth

The company's financing distribution has reached Rp47 billion, marking an 8.15% growth from the previous year. This increase is attributed to the rise in active customers, market trust, and digital service development. Director Danioko Sastra Sembiring emphasized the importance of maintaining a healthy and sustainable growth trajectory, achieved through strengthening risk management, expanding service reach, enhancing internal management systems, and ensuring quality financing.

Strategic Plans for 2026

To achieve its goals, Indonesia Gadai Oke plans to strengthen its capital structure and manage cash flows effectively. The company also aims to collaborate with financial partners to maintain a healthy capital structure that supports growth. Despite anticipating increased competition and potential fluctuations in collateral values, Indonesia Gadai Oke remains optimistic about the prospects of the pawnbroking industry in 2026. The demand for quick and practical financing is expected to remain high, driven by the needs of MSMEs and the oversight of the OJK, which contributes to the industry's health and credibility.