Indonesia Launches BPJS Kesehatan Arrears Amnesty Program

Program Details and Eligibility

The Indonesian government is set to implement a BPJS Kesehatan arrears amnesty program by the end of 2025, as announced by Coordinating Minister for People's Welfare Muhaimin Iskandar (Cak Imin) ¹

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Source 2

https://finansial.bisnis.com/read/20251105/215/1926241/pemutihan-tunggakan-bpjs-kesehatan-november-2025-cak-imin-minta-peserta-registrasi-ulang

. This initiative will allow participants whose membership has been deactivated due to unpaid premiums to re-register and regain access to health insurance services without settling their outstanding dues. The program will specifically benefit low-income individuals who are already registered as Penerima Bantuan Iuran (PBI) participants, those with PBPU and BP status verified by local governments, and individuals listed in the National Socio-Economic Data (DTSEN) ¹

Source 1

https://finansial.bisnis.com/read/20251105/215/1926302/terbatas-ini-golongan-yang-bisa-ajukan-pemutihan-tunggakan-bpjs-kesehatan

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Key Features of the Amnesty Program

1. Arrears Waiver: Participants will not need to pay their outstanding premiums to reactivate their membership ²
   Source 2

   https://finansial.bisnis.com/read/20251105/215/1926241/pemutihan-tunggakan-bpjs-kesehatan-november-2025-cak-imin-minta-peserta-registrasi-ulang
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2. Re-registration Requirement: Eligible participants must re-register to regain access to health services ¹
   Source 1

   https://finansial.bisnis.com/read/20251105/215/1926302/terbatas-ini-golongan-yang-bisa-ajukan-pemutihan-tunggakan-bpjs-kesehatan
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   Source 2

   https://finansial.bisnis.com/read/20251105/215/1926241/pemutihan-tunggakan-bpjs-kesehatan-november-2025-cak-imin-minta-peserta-registrasi-ulang
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3. Target Beneficiaries: The program prioritizes low-income individuals and those previously inactive due to non-payment ¹
   Source 1

   https://finansial.bisnis.com/read/20251105/215/1926302/terbatas-ini-golongan-yang-bisa-ajukan-pemutihan-tunggakan-bpjs-kesehatan
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4. Implementation Timeline: The amnesty program is expected to be rolled out by the end of 2025 ¹
   Source 1

   https://finansial.bisnis.com/read/20251105/215/1926302/terbatas-ini-golongan-yang-bisa-ajukan-pemutihan-tunggakan-bpjs-kesehatan
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   Source 2

   https://finansial.bisnis.com/read/20251105/215/1926241/pemutihan-tunggakan-bpjs-kesehatan-november-2025-cak-imin-minta-peserta-registrasi-ulang
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Broader Economic Empowerment Initiatives

The government's decision to implement the BPJS Kesehatan arrears amnesty is part of a broader strategy to empower the economy and support underprivileged communities. During the same meeting where the amnesty was discussed, President Prabowo Subianto emphasized the need for productive economic empowerment rather than just providing consumptive assistance ²

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Supporting UMKM Development

To expand business opportunities, the government plans to allocate at least 30% of public facility spaces in airports, stations, terminals, and rest areas for Micro, Small, and Medium Enterprises (UMKM) development, as mandated by Government Regulation Number 7 of 2021 ²

. Additionally, the "Pasar 1001 Malam" program will utilize unused state assets as exhibition and marketing locations for UMKM products.

Workforce Development Initiatives

The government has also approved an allocation of Rp12 trillion for a training scholarship program aimed at high school and vocational school graduates who plan to work abroad. The training will cover technical skills, caregiving, hospitality, and foreign languages to enhance the competitiveness of Indonesian workers in the global market ²

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Conclusion

The BPJS Kesehatan arrears amnesty program represents a significant step towards improving healthcare access for underprivileged Indonesians. By waiving outstanding premiums and encouraging re-registration, the government aims to reactivate inactive memberships and ensure broader healthcare coverage. This initiative is part of a larger effort to empower economically vulnerable populations and enhance overall social welfare.