Indonesian Guarantee Companies' Assets Show Slowed Growth

Asset Value Reaches Rp47.63 Trillion by November 2025

The total assets of guarantee companies in Indonesia reached Rp47.63 trillion by the end of November 2025, according to the Financial Services Authority (OJK). This figure represents a 2.03% increase from the same period in the previous year. While this indicates growth, it is notably slower than the 3.17% growth recorded in October 2025, when assets stood at Rp48.02 trillion.

Slowdown in Growth Rate

The deceleration in asset growth suggests changing dynamics in the guarantee industry. Ogi Prastomiyono, Head of Insurance, Guarantee, and Pension Fund Supervision at OJK, highlighted that the industry is experiencing a slowdown. The reduction in growth rate from 3.17% to 2.03% indicates potential challenges in the sector.

Market Implications

The guarantee industry plays a crucial role in supporting economic activities by providing risk mitigation services. The observed slowdown in asset growth may reflect broader economic trends or shifts in market demand for guarantee services. The OJK continues to monitor the situation closely to ensure the stability and growth of the sector.