Jamkrida Sumbar Supports OJK's MSME Guarantee Target

Progress in MSME Guarantee Contribution

PT Jamkrida Sumbar, the regional credit guarantee company of West Sumatra, has expressed confidence in the Financial Services Authority's (OJK) ambitious target to increase the contribution of micro, small, and medium enterprises (MSME) guarantees to 90% by 2028. As of October 2025, the MSME guarantee contribution has already reached 70% of the total guarantee portfolio across the guarantee industry.

Steady Growth in Guarantee Portfolio

The guarantee industry has demonstrated steady growth, with the portfolio expanding at an average annual rate of 5%. This growth trajectory suggests that the OJK's target is achievable, provided that current trends continue and industry challenges are effectively managed.

Industry Challenges and Future Prospects

While the guarantee industry faces several challenges, PT Jamkrida Sumbar remains optimistic about reaching the OJK's target. The company is well-positioned to support MSMEs through credit guarantees, which are crucial for their growth and development. By maintaining a robust guarantee framework, PT Jamkrida Sumbar aims to contribute significantly to the OJK's goal.