Jamkrindo Achieves Strong Financial Performance and Expands UMKM-K Support

Record Pre-Tax Profit and Guarantee Volume

PT Jaminan Kredit Indonesia (Jamkrindo), a member of Indonesia Financial Group (IFG), has reported a significant financial achievement with a pre-tax profit of Rp1.28 trillion by the end of October 2025. This figure represents 170.39% of its annual target for 2025, demonstrating the company's robust performance and effective management ¹

The company has also recorded a substantial guarantee volume of Rp206.53 trillion, supporting 4.7 million UMKM-K entities across Indonesia. This extensive outreach has contributed to employment for approximately 15.2 million people, highlighting Jamkrindo's critical role in fostering economic growth and financial inclusion ¹

Strategic Initiatives and Digital Transformation

According to Abdul Bari, Acting President Director of Jamkrindo, the company's strong financial performance reflects its commitment to good governance, business process transformation, and accelerated digitalization of its guarantee services. These strategic initiatives have enabled Jamkrindo to enhance its service quality and expand access to financing for UMKM-K entities ¹

Jamkrindo is focusing on various financial products, including Kredit Usaha Rakyat (KUR) guarantees, commercial guarantee schemes, and suretyship products for government projects and procurement. This diversified approach aligns with the company's strategic direction to support the government's development goals, particularly in promoting entrepreneurship, economic equality, and quality job creation ¹

Enhancing UMKM-K Empowerment

In addition to its guarantee services, Jamkrindo is committed to empowering UMKM-K through various literacy programs, training, and business assistance. These initiatives aim to improve the competence of UMKM-K players, enhance their financial management skills, and promote digital capacity building. By providing comprehensive support, Jamkrindo is working to create a more inclusive and sustainable financing ecosystem across Indonesia ¹