Jasindo's Net Profit Soars 246% in 2025 on Strong Governance and Risk Management
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PublishedDec 22
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Jasindo's Net Profit Soars 246% in 2025 on Strong Governance and Risk Management

AnalisaHub Editorial·December 22, 2025
Executive Summary
01

Executive Summary

Key insights and market outlook

PT Asuransi Jasa Indonesia (Jasindo) reported a 246.93% year-on-year increase in net profit to Rp 133.21 billion by October 2025, driven by strengthened governance, risk management, and business portfolio restructuring. The company's premium income grew 10.95% yoy to Rp 3.27 trillion, exceeding the general insurance industry's growth projection of 8%. Underwriting results improved by 19.52% yoy to Rp 317.28 billion, reflecting Jasindo's prudent underwriting practices and enhanced risk management.

Full Analysis
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Deep Dive Analysis

Jasindo's Financial Performance Shows Strong Improvement Through October 2025

Significant Profit Growth Driven by Enhanced Governance

PT Asuransi Jasa Indonesia (Jasindo) has demonstrated substantial improvement in its financial performance through October 2025, with net profit surging 246.93% year-on-year to Rp 133.21 billion. This remarkable growth is attributed to the company's consistent efforts in strengthening its governance, risk management practices, and business portfolio restructuring since 2021.

Key Financial Highlights

  1. Premium Income Growth: Jasindo's premium income reached Rp 3.27 trillion, a 10.95% yoy increase, outpacing the general insurance industry's growth projection of 8%.
  2. Underwriting Performance: The company's underwriting results improved significantly, rising 19.52% yoy to Rp 317.28 billion. This improvement reflects Jasindo's more prudent underwriting practices and enhanced risk management framework.
  3. Strategic Focus: The company's management emphasized a strategic focus on building a strong governance foundation rather than pursuing short-term growth. This approach has positively impacted the quality of premium growth.

Business Transformation and Risk Management

Jasindo's corporate secretary, Brellian Gema, highlighted that the company's achievements are the result of disciplined and continuous internal reforms. The company has implemented more selective portfolio management, focusing on business segments with measured risk. The enhanced risk management practices have been crucial in driving the company's improved financial performance.

Outlook and Implications

Jasindo's strong financial performance positions the company favorably within the general insurance industry. The company's commitment to good governance and risk management is expected to continue driving its growth and stability in the coming periods.

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Story Info

Published
3 weeks ago
Read Time
10 min
Sources
1 verified

Topics Covered

AsuransiKinerja KeuanganTata Kelola

Key Events

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Net Profit Growth

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Premium Income Increase

3

Underwriting Performance Improvement

Timeline from 1 verified sources