Key insights and market outlook
The Indonesian Deposit Insurance Corporation (LPS) has paid Rp385.41 billion in deposit insurance claims to customers of 8 liquidated BPR/BPRS banks by Q3 2025. This payment covers 37,724 accounts, representing 93.85% of eligible deposits. The total eligible deposits stood at Rp439.70 billion out of Rp468.49 billion in assessed deposits across 45,268 accounts.
The Indonesian Deposit Insurance Corporation (LPS) has made significant progress in disbursing deposit insurance claims to customers of banks that were liquidated. By the end of Q3 2025, LPS had paid out Rp385.41 billion to 37,724 accounts across 8 BPR/BPRS banks that had their operating licenses revoked between 2023 and 2025.
The total assessed deposits for these banks amounted to Rp468.49 billion across 45,268 accounts. Of this, Rp439.70 billion was deemed eligible for payout, representing 93.85% of the total assessed deposits. Consequently, the payout of Rp385.41 billion covered 93.85% of eligible deposits, demonstrating LPS's commitment to fulfilling its insurance obligations.
As of September 2025, LPS reported that the banking sector consisted of 1,605 banks, comprising 105 commercial banks and 1,500 BPR/BPRS. The total deposits in commercial banks stood at Rp9,676.80 trillion, growing by 10.38% year-on-year. The number of deposit accounts in commercial banks reached 662.46 million, showing a 11.65% year-on-year growth. In BPR/BPRS, deposits amounted to Rp177.70 trillion across 15.77 million accounts.
LPS also reported handling objections from 50 customers involving 108 accounts with a total disputed amount of Rp83.47 billion. Customers can lodge objections through LPS's online platform available on their website at www.lpd.go.id/keberatan-nasabah.
Deposit Insurance Claims Payment
Bank Liquidation Process