Key insights and market outlook
The Makassar City Government has launched the 'Makassar Berjasa' program, expanding social security coverage to 81,466 vulnerable workers through collaboration with BPJS Ketenagakerjaan. The program includes Work Accident Insurance and Death Insurance funded by the regional budget (APBD). In 2026, Makassar will become the first city in Indonesia to provide Old Age Security (JHT) for vulnerable workers through APBD, covering 45,000 additional workers from the lowest economic deciles.
The Makassar City Government, in collaboration with BPJS Ketenagakerjaan, has officially launched the 'Makassar Berjasa' (Berbagi Jaminan Sosial) program, significantly expanding social security coverage for vulnerable workers. This initiative represents a major step forward in providing comprehensive protection to informal sector workers.
The program has already covered 81,466 vulnerable workers in 2025, including street vendors, motorcycle taxi drivers, daily laborers, and workers with disabilities. The coverage includes Work Accident Insurance and Death Insurance, funded entirely by the regional budget (APBD).
In a groundbreaking move for Indonesia, Makassar will become the first city to implement Old Age Security (JHT) for vulnerable workers through APBD funding in 2026. This additional coverage will protect 45,000 more workers, prioritizing those in the lowest economic deciles (1, 2, and 3) as identified in the National Socio-Economic Data (DTSEN).
The program's success is supported by several key strategies:
This initiative positions Makassar as a potential national model for vulnerable worker protection. The program's comprehensive approach and innovative funding mechanism through APBD demonstrate a progressive commitment to social welfare. The successful implementation in Makassar is expected to contribute significantly towards achieving the national target of 72.50% Universal Coverage Jamsostek by 2026.
Social Security Program Launch
Vulnerable Worker Protection Expansion
Old Age Security Implementation