Mandiri Pension Fund Adjusts Investment Strategy Amid Market Changes

Shift in Investment Approach

Dana Pensiun Bank Mandiri (DPBM) has modified its investment placement strategy in response to the dynamic interest rate movements and the reduced issuance of Bank Indonesia Rupiah Securities (SRBI) throughout 2025. According to Abdul Hadie, CEO of DPBM, the declining interest rate trend is likely to suppress SRBI yields, prompting the pension fund to diversify its short-term investment portfolio.

New Investment Focus

While SRBI remains a considered investment option, DPBM is now emphasizing other short-term instruments such as time deposits and medium to long-term government securities (SBN). This strategic shift aligns with the pension fund's risk management profile and the benefit profile of its participants. The decision reflects a proactive approach to managing investments in a changing interest rate environment.

Market Monitoring and Opportunities

DPBM remains vigilant in monitoring market movements, particularly in the context of interest rate fluctuations and yield opportunities. The pension fund is positioned to capitalize on favorable market conditions while maintaining a measured risk approach. This adaptive strategy enables DPBM to optimize its investment returns in line with its long-term obligations to pension participants.