Top Equity-Linked Unitlink Performers in December 2025

MNC Life Leads with Exceptional Returns

The equity-linked unitlink products demonstrated exceptional performance in December 2025, with MNC Life's MNC Dinamis Saham product taking the top spot. This investment product achieved a remarkable return of 22.58% for the month, significantly outperforming the average return of 1.71% for all equity-linked unitlinks.

Top 10 Performers Overview

1. MNC Dinamis Saham by MNC Life: 22.58% return
2. Simas Jiwa Equity Fund 2 by Simas Jiwa: 12.28% return

The strong performance of these products highlights the attractiveness of equity-based investment vehicles within Indonesia's insurance-linked investment sector. Investors seeking higher returns were particularly drawn to these products in December 2025, as market conditions favored equity investments.

Market Context and Implications

The average return of 1.71% for equity-linked unitlinks in December 2025 indicates a positive overall performance for this investment category. The significant variation between the top performers and the average return suggests a diverse range of investment strategies and portfolio compositions among different providers.

As the Indonesian financial market continues to evolve, products like MNC Dinamis Saham and Simas Jiwa Equity Fund 2 are likely to remain popular among investors looking for exposure to the equity market through insurance-linked investment vehicles.