Multifinance Sector Shows Optimism for 2026 Growth

Working Capital Financing Shows Positive Trend

The multifinance industry's working capital financing has demonstrated a positive growth trend through 2025. According to data from the Financial Services Authority (OJK), working capital financing grew by 9.28% year-on-year to reach Rp53.19 trillion by October 2025. This growth trajectory has instilled optimism among multifinance companies regarding their performance in 2026.

Adira Finance's Positive Outlook for 2026

PT Adira Dinamika Multi Finance Tbk (Adira Finance), a prominent player in the multifinance sector, is particularly optimistic about the prospects for 2026. The company's Chief Financial Officer, Sylvanus Gani, highlighted that the expected improvement in economic conditions and increased business activity are likely to boost their financing performance, including in the working capital segment.

Strategic Approach to Growth

Adira Finance plans to achieve sustainable growth by maintaining a balance between expanding their financing portfolio and ensuring asset quality. The company remains committed to prudent lending practices while supporting various business needs. As stated by Gani, "We are committed to continuing to increase financing overall by supporting various community and business needs."

Market Implications

The positive outlook from multifinance companies like Adira Finance reflects broader confidence in Indonesia's economic recovery and growth prospects. As these companies continue to support businesses through working capital financing, it is likely to have a positive ripple effect on overall economic activity.