OCBC NISP Strengthens Financial Conglomerate Control and Expands Investment Scope

Enhanced Governance and Investment Capabilities

PT Bank OCBC NISP Tbk. (NISP) has implemented significant changes to its Articles of Association, effective December 2, 2025, to enhance financial conglomerate control and expand its investment capabilities ¹

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https://finansial.bisnis.com/read/20251222/90/1938624/revisi-anggaran-dasar-ocbc-nisp-perluas-tujuan-penggunaan-modal

. The revisions, filed with the Indonesia Stock Exchange, reflect the bank's commitment to adapting to evolving regulatory requirements and business landscape.

Key Changes in Governance Structure

1. Mandatory Director for Conglomerate Management: The bank is now required to have a dedicated director overseeing financial conglomerate management (PIKK Operasional). This director will be responsible for:

   • Implementing integrated governance and risk management
   • Ensuring capital adequacy across the financial conglomerate
   • Coordinating with the Financial Services Authority (OJK) and other relevant authorities
   • Prohibited from holding conflicting positions without OJK approval

2. Shareholding Restrictions: The new regulations prohibit controlling shareholders from pledging their shares except to authorized institutions or in cases of bank restructuring.

Expanded Business Activities

The revised Articles of Association also expand the bank's business scope to include:

• Investing in financial technology companies that primarily use information technology for their financial products and services
• Temporary shareholding to resolve credit or financing failures
• Establishing and managing pension funds
• Providing management services to enhance consolidation and business strategy

Strategic Implications

These changes position OCBC NISP to better navigate the evolving financial services landscape while strengthening regulatory compliance. The expanded investment scope into financial technology aligns with industry trends while maintaining robust governance standards. The enhanced governance structure demonstrates the bank's commitment to maintaining financial stability within its conglomerate.

Regulatory Alignment

The revisions are in line with OJK Regulation No. 30/2024 on Financial Conglomerates, demonstrating the bank's proactive approach to regulatory compliance. By strengthening its governance framework and expanding strategic investment capabilities, OCBC NISP is well-positioned to maintain its competitive edge in Indonesia's dynamic financial sector.