OJK Expects Strong Banking Performance in 2026 Following Management Reforms

Optimism Driven by Completed Restructuring

The Financial Services Authority (OJK) is optimistic about the banking sector's performance in 2026, driven by the completion of management restructuring across various bank categories. According to Dian Ediana Rae, Head of Banking Supervision at OJK, the extensive management reforms that took place in the previous year are expected to bear fruit in the coming year.

Comprehensive Management Reforms

The reforms affected various types of banks, including state-owned banks, private banks, and regional banks. Dian noted that the restructuring process is now largely complete, with most banks having settled their new management structures. This comprehensive overhaul is anticipated to lead to improved performance and more ambitious targets as the newly formed management teams implement their strategies.

Positive Outlook for 2026

With the management restructuring phase largely behind them, banks are now poised to focus on growth and performance enhancement. The OJK's optimism is based on the expectation that the new management teams will drive banks toward better financial outcomes and more aggressive business strategies. This development is seen as a positive indicator for the overall health and competitiveness of Indonesia's banking sector in 2026.