OJK Reports Surge in Love Scam Financial Fraud Cases

Rising Financial Losses Through Emotional Manipulation

The Financial Services Authority (OJK) has raised concerns about the increasing number of love scam cases, reporting Rp49.19 billion in total losses for 2025. Through the Indonesia Anti-Scam Centre (IASC), OJK recorded 3,494 cases of this nature, highlighting the growing sophistication of financial scams.

Modus Operandi of Love Scam

The love scam, also known as relationship or romance scam, involves emotional manipulation where scammers build fake relationships with victims through online platforms. These scammers, often operating in international syndicates, convince victims to transfer money voluntarily by creating a false sense of special connection.

OJK's Response to Financial Fraud

To combat this rising threat, OJK's Task Force on Eradicating Illegal Financial Activities (Satgas Pasti) is conducting widespread anti-scam campaigns through various communication channels. The task force is also collaborating with key opinion leaders to amplify their message and reach a broader audience. In one notable case, OJK's Yogyakarta office uncovered an international love scam syndicate operating in the region.

Impact on Victims

Victims of love scams suffer not only significant financial losses but also severe psychological impact due to emotional manipulation. OJK continues to urge the public to remain vigilant against evolving financial fraud schemes.