OJK Reports Surge in Love Scam Cases, Total Losses Reach Rp 49.198 Billion

Rising Trend in Financial Fraud

The Financial Services Authority (OJK) has received 3,494 reports of love scam cases in 2025, with total losses amounting to Rp 49.198 billion. This figure highlights the growing threat of digital financial fraud in Indonesia. Friderica Widyasari Dewi, Head of Consumer Education and Protection at OJK, emphasized that victims suffer not only financial losses but also significant psychological trauma due to the emotional manipulation employed by scammers.

Modus Operandi of Love Scammers

The scammers typically target victims through online platforms and applications. They establish emotional connections with their targets, gaining trust before persuading them to transfer money. This method of manipulation makes it particularly challenging for victims to recover as it involves deep emotional engagement.

OJK's Warning and Prevention Efforts

OJK is urging the public to be vigilant against such scams. The authority emphasizes that awareness and education are crucial in preventing these types of fraud. By understanding the tactics used by scammers, individuals can better protect themselves from falling victim to these schemes.