OJK Revokes BPR Suliki Gunung Mas License, Ensures Customer Protection

Background and Regulatory Action

The Financial Services Authority (OJK) has officially revoked the operating license of PT BPR Suliki Gunung Mas through Decision No. KEP-1/D.03/2026 dated January 7, 2026 ¹

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Source 2

https://keuangan.kontan.co.id/news/ojk-cabut-izin-bpr-suliki-gunung-mas-simpanan-nasabah-dijamin-lps

. This decisive action follows the bank's persistent financial challenges and failure to meet regulatory requirements.

Financial Distress and Resolution Attempts

The bank was first placed under Bank Dalam Penyehatan (BDP) status on March 6, 2025, due to its Capital Adequacy Ratio (CAR) falling below the 12% threshold ¹

. Despite being given sufficient time to restructure, the bank's management and shareholders were unable to effectively address the capital and liquidity issues. Consequently, OJK escalated the bank's status to Bank Dalam Resolusi (BDR) on December 11, 2025, as per POJK No.28/2023 ¹

Source 1

https://finansial.bisnis.com/read/20260108/90/1942609/kronologi-dan-alasan-ojk-cabut-izin-usaha-bpr-suliki-gunung-mas

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Resolution and Customer Protection

The Indonesia Deposit Insurance Corporation (LPS) played a crucial role in the resolution process. On December 29, 2025, LPS issued Decision No. 122/ADK3/2025, mandating the liquidation of BPR Suliki Gunung Mas and requesting OJK to revoke the bank's operating license ¹

. Following this, OJK formally revoked the license on January 7, 2026, as stipulated under POJK No.28/2023.

Impact on Customers and Next Steps

The revocation of the license does not adversely affect customers as their deposits remain fully protected by LPS according to Law No.24/2004 ¹

. OJK has urged customers to remain calm as LPS will handle the liquidation process in accordance with prevailing regulations. The situation underscores OJK's commitment to maintaining a healthy banking sector through stringent oversight and appropriate regulatory intervention.