OJK Warns of Rising Scams Ahead of Christmas and New Year

Increased Digital Transaction Risks During Holiday Season

The Financial Services Authority (OJK) has raised concerns about the surge in fraudulent activities as the 2025/2026 Christmas and New Year (Nataru) season approaches. The warning comes amid heightened online shopping and digital transaction activity typically seen during year-end holidays.

New Scam Tactics Emerge

OJK has specifically highlighted a new scam tactic involving malicious APK files disguised as Christmas greeting videos. The authority warns that clicking on such files could lead to severe consequences, including data theft, financial loss, and even device hijacking. The regulator has urged the public to exercise extreme caution when encountering suspicious digital content, particularly files from unknown sources.

Public Awareness Campaign

Through their official Instagram account @kontak157, OJK emphasized the need for public awareness, stating, "Be aware of the scam signs around you." The authority's warning comes as part of their ongoing efforts to protect consumers from financial fraud and cybercrime, especially during high-risk periods like the holiday season.

Digital Safety Measures

To protect against such scams, OJK advises the public to be cautious when receiving unsolicited digital content, especially files with .APK extensions. The authority stresses that maintaining digital safety requires constant vigilance and awareness of evolving scam tactics.