OJK Warns Public About Pinjol Debt Forgiveness Scam

Warning Against Financial Fraud

The Financial Services Authority (OJK) has issued a public warning about a fraudulent scheme circulating through social media platforms. The scam falsely claims that OJK has officially approved a debt forgiveness program for online loan (pinjol) users. OJK has categorically stated that they never issued any statement regarding debt forgiveness or debt cancellation for online loans.

Modus Operandi of the Scam

The fraudulent message spreading online promises debt relief to individuals struggling with online loan repayments. It falsely claims that OJK has sanctioned a program to 'clean' credit records and eliminate outstanding debts for borrowers who have fallen behind on payments. The message is designed to deceive vulnerable individuals seeking financial relief.

OJK's Official Stance

OJK has taken a firm stance against this misinformation, emphasizing that any such claims are completely false and unauthorized. The authority has urged the public to exercise caution and verify information through official channels before taking any action. Citizens are advised to contact OJK's dedicated consumer hotline (Kontak OJK 157) for authentic information regarding financial services.

Verification Channels

To verify the authenticity of financial information, OJK provides multiple contact channels:

1. Phone: 157
2. WhatsApp: 081 157 157 157
3. Email: konsumen@ojk.go.id

The public is strongly advised to remain vigilant against such fraudulent schemes and report any suspicious activity to the relevant authorities.