Online Scams Continue to Threaten Indonesians: Financial Losses and Prevention Measures

Alarming Statistics on Online Scams

The Indonesia Anti-Scam Centre (IASC) under the Financial Services Authority (OJK) has reported a significant number of online scam cases. Between November 22, 2024, and May 31, 2025, there were 135,397 reported cases of financial scams, with total losses amounting to approximately Rp2.6 trillion. This data highlights the severity of the issue and the need for increased awareness and preventive measures.

Factors Contributing to Online Scams

1. Limited Digital Literacy: One of the primary reasons individuals fall victim to online scams is their lack of knowledge regarding digital security. Many people use easily guessable passwords, making them easy targets for cybercriminals.
2. Attraction to Quick Money: The promise of large cash prizes, free lotteries, or instant online business opportunities often lures victims into scams. These enticing offers make individuals more susceptible to fraudulent activities.
3. Digital Lifestyle Pressures: The growing trend of 'flexing' on social media and sharing personal moments or information increases vulnerability to scams. The pressure to stay active online often leads to impulsive decisions without considering potential risks.

Preventive Measures: DANA Protection

To combat the rising threat of online scams, digital wallet services like DANA are introducing comprehensive protection features. DANA's protection includes:

• Scam Checker Feature: Users can check the risk associated with suspicious phone numbers, links, social media accounts, or bank accounts.
• Anti-Scam Guarantee: DANA provides a safeguard against fraudulent activities, ensuring users can transact safely.
• Integrated Risk Assessment: The feature is integrated with Komdigi services to verify the risk level of potentially fraudulent entities.

Importance of Awareness and Technology in Combating Scams

While technology provides tools to prevent scams, awareness remains crucial. Educating users about the risks and preventive measures can significantly reduce the incidence of online fraud. Digital platforms must continue to innovate and enhance their security features to stay ahead of cybercriminals.

By combining user awareness with advanced protective measures, Indonesia can better safeguard its digital economy and protect citizens from the growing threat of online scams.