Pawnbroking Industry Financing Surges to Rp125.44 Trillion by November 2025

Significant Growth in Financing Disbursement

The Financial Services Authority (OJK) reported that the pawnbroking industry's financing disbursement continued to show significant growth, reaching Rp125.44 trillion by November 2025. This represents a substantial 42.88% increase compared to the same period last year. Agusman, OJK's Executive Head of Supervision for Financing Institutions, confirmed that despite this rapid growth, the credit risk remains well-managed.

Regulatory Oversight and Market Implications

The OJK's monitoring of the pawnbroking industry highlights the regulator's focus on maintaining financial stability while supporting industry growth. The significant increase in financing disbursement indicates growing demand for pawnbroking services, potentially driven by economic conditions and consumer needs. The OJK's ability to keep credit risk in check through effective supervision is crucial for sustaining this growth trajectory.