Pegadaian Enhances Financial Flexibility with Gold Savings Pledge Feature

Innovative Solution for Emergency Funding

PT Pegadaian has introduced an innovative feature in its Tring application that allows customers to pledge their gold savings in times of financial need. This development comes as part of the company's effort to provide flexible financial solutions to its customers. The new feature enables users to access liquidity without having to sell their gold assets, thus maintaining their long-term financial plans.

Key Benefits of the Gold Savings Pledge Feature

1. Retention of Gold Ownership: Customers can pledge their gold savings and still retain ownership of the asset.
2. Flexible Repayment Options: Users can choose to repay the pledged amount or redeem their gold when their financial situation improves.
3. Transparent Process: The Tring application ensures a seamless and transparent experience for customers, making it easy to pledge gold savings.
4. Quick Access to Funds: The feature provides a quick solution for customers facing unexpected financial needs.

Steps to Pledge Gold Savings in Tring App

1. Download and register on the Tring application.
2. Select the 'Gadai Tabungan Emas' (Pledge Gold Savings) option.
3. Choose the duration for pledging (maximum 120 days, extendable).
4. Input the amount of gold to be pledged.
5. Select the disbursement account.
6. Complete the process by entering the PIN.

Impact on Financial Planning

This feature is particularly beneficial for individuals who maintain gold savings as a long-term investment but require immediate liquidity during emergencies. By providing a flexible financial solution, Pegadaian enables customers to manage their finances more effectively without disrupting their investment plans. The initiative aligns with the company's mission to promote financial inclusion and stability.