Key insights and market outlook
The Indonesian General Insurance Association (AAUI) projects that property insurance will remain a major premium contributor in the general insurance industry in 2026. AAUI Chairman Budi Herawan stated that this line's performance depends not only on the residential property sector but also on commercial and industrial activities. The projection indicates a positive outlook for the general insurance industry, driven by growth in property and related sectors.
The Indonesian General Insurance Association (AAUI) has projected that property insurance will continue to be one of the main contributors to premiums in the general insurance industry in 2026. According to Budi Herawan, Chairman of AAUI, the performance of this insurance line is influenced not only by the residential property sector but also significantly by commercial and industrial activities.
The growth of property insurance is closely tied to various sectors, including residential, commercial, and industrial properties. As these sectors expand, the demand for property insurance is expected to increase, thereby contributing to the overall premium income of the general insurance industry.
The projection by AAUI indicates a positive outlook for the general insurance industry in 2026. The continued growth in property insurance premiums is expected to drive the overall performance of the industry. This growth is supported by the ongoing development in both residential and commercial properties, as well as industrial activities.
Property Insurance Premium Projection
General Insurance Industry Outlook