Reksadana Performance in 2025 and Prospects for 2026

Introduction to Reksadana and Its Types

Reksadana, or mutual funds, are investment products that allow individuals to pool their funds to invest in a variety of assets, such as stocks, bonds, and money market instruments. In Indonesia, reksadana are categorized into several types, including reksadana saham (stock mutual funds), reksadana campuran (mixed mutual funds), reksadana pendapatan tetap (fixed income mutual funds), and reksadana pasar uang (money market mutual funds).

2025 Performance Overview

According to data from Infovesta as of December 15, 2025, reksadana saham yielded the highest return among all types of reksadana, with a 20.62% return year-to-date. Although this return is significant, it remains below the 22.17% increase in the IHSG (Indonesian Stock Exchange Composite Index) over the same period. Following closely is reksadana campuran, with a 14.60% return year-to-date, then reksadana pendapatan tetap with a 6.87% return, and finally reksadana pasar uang with the lowest return at 4.43%.

Prospects for 2026

Despite the volatility expected in the market, the prospects for reksadana in 2026 are considered promising. The growth of the domestic economy, coupled with the performance of the IDX, is anticipated to support the positive outlook for reksadana. However, investors should remain cautious and consider the potential risks associated with market volatility.

Conclusion

In conclusion, while 2025 saw varied performances across different types of reksadana, the outlook for 2026 remains positive. Investors looking to diversify their portfolios and capitalize on the growth potential of the Indonesian market may find reksadana an attractive option. Nonetheless, it is essential for investors to conduct thorough research and consider their risk tolerance before making any investment decisions.