Key insights and market outlook
The Indonesian government has Rp 40 trillion remaining KUR quota for Micro, Small, and Medium Enterprises (MSMEs) as of December 2025. As of November 26, 2025, KUR disbursement has reached 86% of the annual target, totaling Rp 246.48 trillion out of Rp 286.61 trillion. Minister Maman Abdurrahman confirmed the progress in a press conference, highlighting continued support for MSMEs through government-backed credit programs.
The Indonesian government has made substantial progress in disbursing People's Business Credit (KUR) to Micro, Small, and Medium Enterprises (MSMEs). As of November 26, 2025, the total KUR disbursement has reached 86% of the annual target, amounting to Rp 246.48 trillion out of the allocated Rp 286.61 trillion for the full year 2025. This leaves a remaining quota of approximately Rp 40 trillion available for MSMEs in December 2025.
Minister of MSMEs, Maman Abdurrahman, highlighted the government's continued commitment to supporting MSMEs through various credit facilities. During a press conference in Jakarta on November 27, 2025, Maman emphasized that the high disbursement rate demonstrates the effectiveness of government programs aimed at boosting MSME growth and economic development.
For MSMEs looking to utilize the remaining KUR quota, Bank BRI remains a primary channel for accessing these government-backed loans. The bank continues to facilitate KUR applications with competitive terms and provides detailed installment tables for borrowers. Prospective borrowers are encouraged to check the latest information on BRI's KUR offerings and installment schedules for December 2025.
KUR Disbursement Progress Update
MSME Credit Facility Expansion
Government Economic Support Programs