Superbank Announces 85% Dividend Payout Policy Post-IPO

Key Highlights of Dividend Policy

PT Super Bank Indonesia, a digital banking venture, has committed to a maximum dividend payout ratio of 85% of annual net profit after listing on the Indonesia Stock Exchange. The company's management has confirmed that dividend distribution will commence after the successful IPO and once the bank achieves positive retained earnings. Superbank is targeting its first dividend payment based on the 2029 financial year results.

Factors Influencing Dividend Decisions

The decision to distribute dividends will be influenced by several key factors including:

• Financial performance of the company
• Minimum capital adequacy ratio (CAR) requirements
• Bank's health condition and financial position
• Capital needs for business expansion
• Profit growth expectations
• Business strategy sustainability
• Market and economic dynamics
• Shareholder interests

IPO Details and Capital Utilization

Superbank is scheduled to go public on December 17, 2025, with the stock code SUPA. The IPO will involve the issuance of up to 4.40 billion new shares, representing 13% of the total post-IPO paid-up capital. The initial public offering price is expected to be between Rp525 to Rp695 per share, potentially raising between Rp2.31 trillion to Rp3.06 trillion.

The proceeds from the IPO will be allocated as follows:

• 70% for working capital to support credit distribution
• 30% for capital expenditures, including technology development and business growth initiatives

Strategic Implications

This dividend policy demonstrates Superbank's commitment to balancing shareholder returns with business growth objectives. The 85% payout ratio positions Superbank as one of the banks with the highest dividend yield in the Indonesian banking sector. The company's growth strategy includes aggressive expansion in digital banking services and credit distribution, supported by significant technology investments.