Top Equity-Linked Unitlink Products of 2025

Strong Performance Across Equity-Linked Products

Equity-linked unitlink products demonstrated exceptional performance in 2025, maintaining their position as top performers in the Indonesian insurance-linked investment sector. By December 2025, these products recorded an average return of 12.09% year-to-date, building on their strong November 2025 performance of 10.15% average return.

Top Three Performing Products

1. Simas Jiwa Equity Fund 2 by PT Asuransi Simas Jiwa led with an impressive 109.74% return as of December 2025.
2. MNC Dinamis Saham from PT MNC Life Assurance followed closely with 83.12% return.
3. Star Equity Fund by PT Asuransi Jiwa Starinvestama secured third place with 69.96% return.

Market Context and Investor Implications

The strong performance of these equity-linked unitlink products reflects the growing investor confidence in the Indonesian stock market during 2025. As equity markets showed positive momentum, these investment products provided substantial returns compared to other unitlink categories. The consistent growth from November to December 2025 indicates sustained market optimism and investor interest in equity-based financial products.

Future Outlook

The success of these top-performing products suggests continued investor appetite for equity-linked insurance products. As the Indonesian financial market continues to evolve, these investment vehicles are likely to remain popular among investors seeking higher returns through diversified portfolios.