Key insights and market outlook
WOM Finance remains optimistic about the growth of its Sharia financing portfolio until early 2026, driven by increasing demand for financing and improving national economic conditions. The company is also enhancing literacy programs and diversifying Sharia financing products to meet community needs. As of October 2025, the growth in Sharia financing receivables reflects positive trends in the Islamic finance sector.
PT Wahana Ottomitra Multiartha Tbk (WOM Finance) remains optimistic about the continued growth of its Sharia financing portfolio through early 2026. The company's positive outlook is driven by the increasing demand for Sharia financing as national economic conditions continue to improve. According to Cincin Lisa Hadi, Director and Corporate Secretary of WOM Finance, the growth in Sharia financing receivables through October 2025 has been particularly encouraging.
WOM Finance is proactively enhancing financial literacy and inclusion programs focused on Sharia financing. The company recognizes that greater awareness and understanding of Islamic financial products are crucial for sustained growth in this segment. By educating consumers about the benefits and mechanisms of Sharia financing, WOM Finance aims to expand its market reach and deepen penetration in existing customer segments.
In addition to education initiatives, WOM Finance is committed to diversifying its Sharia financing products to better meet the evolving needs of consumers. This strategic approach not only helps in maintaining competitive advantage but also positions the company to capture emerging opportunities in the Islamic finance market. The combination of product innovation and enhanced literacy programs is expected to drive continued growth in WOM Finance's Sharia financing portfolio.
Sharia Financing Growth Acceleration
Financial Literacy Program Enhancement
Islamic Finance Product Diversification