WOM Finance Achieves Rp151 Billion in Shariah Financing by Q3 2025

Strong Performance in Shariah Motor Financing

PT Wahana Ottomitra Multiartha Tbk (WOM Finance), a leading financing company in Indonesia, has recorded significant growth in its Shariah financing portfolio. By the end of Q3 2025, the company has successfully disbursed Rp151 billion in Shariah financing, marking a substantial achievement in its Islamic finance offerings. The majority of this financing comes from the New Shariah Motor segment, which continues to drive demand in the Islamic automotive finance market.

Contribution to Total Portfolio

While Shariah financing currently constitutes about 3.5% of WOM Finance's total portfolio, the company is optimistic about its growth potential. Management believes that the Shariah financing segment can expand further as consumer awareness and demand for Islamic financial products increase. The relatively small current contribution indicates significant room for growth in this niche market.

Strategic Expansion Plans

WOM Finance is actively preparing strategic initiatives to boost its Shariah financing business. The company recognizes the growing need for Shariah-compliant financial products across various consumer segments, particularly in the automotive sector. By expanding its Shariah financing offerings, WOM Finance aims to capture a larger market share while diversifying its revenue streams.

Market Outlook

The positive performance in Shariah financing reflects broader trends in Indonesia's Islamic finance market. With increasing consumer preference for Shariah-compliant products and the government's support for Islamic finance development, WOM Finance is well-positioned to benefit from this growing market segment. The company's focus on Shariah financing aligns with its overall business strategy to cater to diverse customer needs while maintaining strong financial performance.