YOII Achieves Significant Growth in Investment Returns Through November 2025

Strong Investment Performance

PT Asuransi Digital Bersama Tbk (YOII) has reported a substantial 44% year-on-year increase in investment returns by November 2025, with total investment yields reaching Rp 6.6 billion. According to Corporate Secretary Rahmat Dwiyanto, this performance was driven by the company's strategic investment approach, characterized by selective and cautious management of investment portfolios.

Investment Strategy and Cash Flow Management

The investment strategy employed by YOII is closely aligned with the company's overall business characteristics. As most of its insurance products have short-term durations, the investment decisions are made with careful consideration of cash flow management between premium income and claim payouts. This approach ensures that the company maintains sufficient liquidity while optimizing investment returns.

Market Implications

The strong investment performance demonstrates YOII's capability to navigate the competitive insurance landscape effectively. By maintaining a balance between risk and return, the company has managed to achieve significant growth in its investment income. This performance is likely to positively impact the company's overall financial standing and competitiveness in the digital insurance market.