Zurich Asuransi Indonesia Reports Strong Growth in Health Insurance Premiums

Significant Year-on-Year Increase

PT Zurich Asuransi Indonesia (ZAI) has achieved a remarkable 50% year-on-year growth in health insurance premiums as of October 2025. According to Edhi Tjahja Negara, President Director of ZAI, this growth is primarily attributed to the increasing public awareness and understanding of health insurance. The company's performance was supported by growth in both individual and group insurance segments.

Technology-Driven Risk Management

Edhi explained that the company focuses on different risk management strategies for individual and group segments, with the latter benefiting from advanced technologies such as artificial intelligence. This technological integration helps ZAI better manage risks associated with group health insurance policies. The company's ability to balance growth with effective risk management has been key to its success in the health insurance market.

Market Implications

The significant growth in health insurance premiums at ZAI reflects a broader trend in Indonesia's insurance industry, where there's an increasing demand for health coverage. As the industry continues to evolve, insurers like ZAI are adapting by leveraging technology to enhance their offerings and manage risks more effectively.