Key insights and market outlook
Zurich Life believes that the prospects for stock-based unitlink products will move in line with the Indonesian Composite Index (IHSG). As of end-November, IHSG has recorded a 20.18% year-to-date increase, supporting positive outlook for unitlink performance despite potential market volatility from geopolitical factors and global market movements.
PT Zurich Topas Life (Zurich Life) remains optimistic about the prospects of stock-based unitlink products, linking their performance closely to the movement of the Indonesian Composite Index (IHSG). Chief Investment Officer Santy Gui noted that the IHSG's 20.18% year-to-date gain as of end-November sets a positive backdrop for unitlink performance. The company expects this trend to continue, supported by Indonesia's solid economic fundamentals and government policy mix.
While maintaining a positive outlook, Zurich Life is also preparing for potential market volatility driven by geopolitical factors and global market movements. The company believes that while these external factors could impact short-term market movements, Indonesia's underlying economic strength will provide support for long-term growth in the capital markets.
The positive performance of IHSG is expected to drive demand for stock-based unitlink products as investors seek exposure to Indonesia's growing capital markets. Zurich Life's unitlink products offer investors the opportunity to benefit from market upside while managing risk through diversification.
Positive IHSG Performance
Unitlink Market Outlook